5185 AFFIN | Malaysia


RM 1.69 on: 2021-07-27

-0.59% Past 1-day return
-1.17% Past 5-day return

Low PE/Growth Banks

Price/Valuation Analysis
Current Price Status
  • Stock is in Momentum

    Stock is currently overvalued by the market with the expectation of annual earning growth at 37.36% to match current price.

    Overvalued stock can be traded very volatile. If the earning growth momentum continue, overvalued stock can match into fair value, on the flip side, the downside risk can be huge if the stock is not meeting the market expectation.

  • Company is in Positive Earning
Fair Value
  • AFFIN current price is 10.46% above OneDelta estimated fair value.
  • The fair value is estimated via OneDelta proprietary model that updated daily basis based on stock fundamental and specific industry relative marco outlook. It can be assessed as stock potential upside range or the stock true value price in case of downside.

Relative Price Performance
  • Underperformed
    AFFIN past 5-day return lagged behind the Banks industry average return by 0.75%
  • Below 30-Day Average
    Current price RM1.69 is below 30-day average RM1.73 by 2.4%

Return (%) AFFIN Banks
1-Day-0.59% -0.26%
5-Day-1.17% -0.42%
30-Day-1.74% -4.09%
Bank Analyst Price Targets
RM 2.15
Revenue & Earning Growth Analysis
  • High Volatile Revenue Growth

    AFFIN experienced high unstable ups & downs on revenue growth for past 4 quarters with average 24% range on both sides.

  • Unstable Profit Growth

    AFFIN has been experiencing substantial ups and downs on profit growth.

Past Quarter Reports
Quarter Date Revenue (RM) (%) EPS (RM) (%)
2020-12-31 620,796k -11% -0.0046 0%
2020-09-30 694,199k +35% 0.0238 -30%
2020-06-30 512,958k -19% 0.034 -45%
2020-03-31 630,375k +29% 0.0622 +1%
2019-12-31 487,047k +3% 0.0615 +68%
Volume Trend Analysis
  • Recent Volume is Decreasing

    Decreasing trading volume tends to keep stock price range bound in near term.

  • Low Volume/Liquidity Stock

    Only RM163k worth of stock was traded for this stock past month. Low liquidity stock is danger for price manipulation and more difficult to sell at market price.

  • AFFIN recent daily traded volume is -66.67% lower than past month average.

Past 30-Day Past 5-Day
3k daily1k daily
Price History Chart
Past 30-day Average Price: RM1.73
Stock Fundamental Factors

Fundamental factor characteristics help us understand and expect how the stock price will behave in short and long term.

  • Low PE/Growth

    Stocks that market expects weak earning growth potential

Stock Thematic Baskets

Usually the more the stock is included in popular themes, the more opportunity for price-driven momentum and better liquidity.

Stock Company Profile

Affin Bank Bhd. provides banking and financial related services. The firm's business segments include Consumer Banking, Investment Banking, Insurance and Others. The Consumer Banking segment focuses on business of banking in all aspects which includes Islamic Banking operations. The Investment Banking segment focuses on business of a merchant bank, stock-broking, and fund and asset management. The Insurance segment includes the business of underwriting all classes of general and life insurance businesses in Malaysia. The Others segment includes operation of investment holding companies, money-broking and other related financial services. Its services include mortgage and payment processing, loan application, credit card application, accounting solutions, tax preparation, financial analysis, insurance and payroll processing services. The company was founded on October 23, 1975 and is headquartered in 1975 and is headquartered in Kuala Lumpur, Malaysia.